I confirm and acknowledge that I have read, understood and accepted the Financial Advisory and Intermediary Services Act disclosures applicable to the product that I have selected. I confirm that I have exercised my own free choice in selecting the product based on the information and disclosures provided, and that if I do not understand anything or require any advice or further assistance on product selection, I should contact the Nedbank Foreign Currency Account help desk on email FCA@Nedbank.co.za before proceeding any further.